Investment Home Loans Brisbane

Have you been considering buying an investment property?

Many people love the thought of investing in their financial future, by buying an investment property.

However, property investment may not suit all families depending upon your stage in life.

Home Loan Lending Factors To Consider

Age at the time you apply for your investment property
Family situation – single or a family, access to additional income or sole provider?
Are you able to afford the repayments, even if you choose to pay interest only? Your payments can revert to Principal and Interest Payments quicker than you expect
Liquidity – do you have extra cash resources which can be maintained, if you make the decision to sell your investment property to counteract any possible losses
Diversity – do you have any existing investment properties which you have or want to purchase in the same area, exposing you to risk?
Rental return – what happens when your rental return reduces due to development in the area
Credit File – has your income situation or your credit file reflecting any changes? Your children may have left home leaving you with more disposable income, or your income may have increased or decreased. Credit files are now tracking your conduct on existing and previous debts – does that affect your ability to borrow funds

Benefits:

Set and attain your Financial Goals
Diversify your investment for retirement
Sub Division opportunities
Supplement your income with rental income
Changes with some lenders mean you may be able to access a 30 year term for investment properties
Changing markets even during times of hardship can provide some great opportunities to purchase property

We are always interested in hearing about your financial goals.
We have amazing contacts with financial planners if you do want to seek further advice with buying an investment property.

Property Investment may or may not be for everyone; however, this may depend upon your own personal situation.