Property Investment Loans
Investment Home Loans Brisbane
Have you been considering buying an investment property?
Many people love the thought of investing in their financial future, by buying an investment property.
However, property investment may not suit all families depending upon your stage in life.
IS IT RIGHT FOR ME
Home Loan Lending Factors To Consider
- Age at the time you apply for your investment property
- Family situation – single or a family, access to additional income or sole provider?
- Are you able to afford the repayments, even if you choose to pay interest only? Your payments can revert to Principal and Interest Payments quicker than you expect
- Liquidity – do you have extra cash resources which can be maintained, if you make the decision to sell your investment property to counteract any possible losses
- Diversity – do you have any existing investment properties which you have or want to purchase in the same area, exposing you to risk?
- Rental return – what happens when your rental return reduces due to development in the area
- Credit File – has your income situation or your credit file reflecting any changes? Your children may have left home leaving you with more disposable income, or your income may have increased or decreased. Credit files are now tracking your conduct on existing and previous debts – does that affect your ability to borrow funds
- Set and attain your Financial Goals
- Diversify your investment for retirement
- Sub Division opportunities
- Supplement your income with rental income
- Changes with some lenders mean you may be able to access a 30 year term for investment properties
- Changing markets even during times of hardship can provide some great opportunities to purchase property
We are always interested in hearing about your financial goals.
We have amazing contacts with financial planners if you do want to seek further advice with buying an investment property.
Mortgage And Loan Questions? We'll Help You Invest Wisely!
Property Investment may or may not be for everyone; however, this may depend upon your own personal situation.