Home Loans


First Home Loan Deposit Scheme – Another 10,000 places released for Construction Only.

Get into your home loan with 5% Deposit – let the Government pay for your Mortgage Insurance.  Sharp interest rates from 1.89% – please call to see if you qualify – Conditions Apply.  Please note that some construction interest rates may be slightly higher due to the requirements for progress payments.

HomeBuilder Grant $15,000

A great Government Incentive, available for people who have previously owned a property or First Home Owners  and would like to build.  Available for lenders extensively renovating their property minimum $150,000.  Contracts need to be signed by 31/3/2021  to qualify, however as of January 2021 this has been further extended by the Government.

Previous HomeBuilder Grant $25,000 may be allocated to those in the queue if you have signed a contract by 31/12/2020.

Confused about the Schemes and Grants – call on 0403 211 361 to see if you qualify.

FHOG $15,000

First Home Owners, construction loans only.  This payment can be paid in addition to the above payments.  Call us to discuss.

Are you thinking about buying a home?

There are a few things we need to check to make sure it is smooth sailing for your purchase.  Your income will be just as important as your credit file.  In our business, we do all the hard work for you before applying for a home loan, so we can take care of all the possible speed bumps.

Worried about a default from years ago? 

Please let us know, so we can provide a solution for you.  We do provide Debt Consolidation and it can be a straight forward process when we sit down and look at your past and current financial history.

By getting things cleared and sorted before you apply for a loan will make the actual loan application process a lot more smoother and minimise the chance of a knock back.

Some lenders will allow your default, whether paid or unpaid.  It comes down to your individual situation.
We have a FAQ section that may help answer some of your questions

Have you seen our Mortgage Calculator.
It is a handy tool that our clients love.

Have enough money for the deposit, but it’s a struggle to find the money for the mortgage insurance?  

We may have a solution for you.

You may be buying your own home for the first time, or you may have been out of the property market for some time, or possibly looking to refinance the home loan after a separation or divorce. 

Our qualified brokers will be able to assist you through the process, and will work hand in hand with other professionals.

Brisbane Mortgage Broker

Brisbane based, available Australia wide for all home loan services with over 35 lenders, and over 400 Loan Products.

We look at a few things for your loan:

Income and Debts
Number of Children
Credit Scores
Conduct on your current debts
Price Range

Some lenders have little in the way of savings, but may like a Guarantor Loan instead - where a member of the family use the equity in their home as security instead of your savings. This can be very beneficial - you may not need to pay Mortgage Insurance.

High Quality Home Loan Products & Services


First Time Home Owners

Home ownership is the ultimate Australian dream. Feeling confused? Our brokers will educate you along the way so you understand how the process works.

With over 30 lenders to choose from, our brokers will assess and recommend the best lender/s for your situation.

Whether you wish to buy an established home for space, or if you prefer to build instead, we can assist you throughout the process.

Applying for a Preapproved loan, will usually last for 3 months, and give you the confidence to apply for a loan, or make an offer.

As an Australian Citizen and First Home Owner, you may be entitled to the many Government Schemes available, allowing you to buy with very little deposit.

Guarantor Loans can also be used instead of your deposit – so just ask!

Investing with Self Managed Superannuation – Residential Property

This is a specialty area, and an area we’re very experienced with.

If you’re seeking to invest with your superannuation, you need to be aware of the superannuation balance recommended. We’ll work towards your situation in conjunction with your accountant and/or financial planner.

Investing with your superannuation is a highly compliant and regulatory, and is not for the faint-hearted.

Speak with us about the benefits, and the products which are available to you.

Investment Property Loan

Buying your first investment home can be a part of your wealth creation strategy for the future.

You’ll learn about tax effectiveness, depreciation schedules, addbacks, land tax and gearing.

Choosing the right property in the right area is critical and your choice will affect your capital growth and anticipated rental return.

Making the wrong choice can mean you have a property with little capital growth for the future.

We’re finding many first home owners are choosing to buy their first home as an investment first, so that they can travel the world, and move around with their career as their career progresses.  Commonly known as Rentvestors.

Please discuss available options with us so you can learn about the advantages and disadvantages of the best choices to suit you.

Refinancing Your Current Home Loan

Refinancing your home loan may be something you want to consider if your circumstances have changed – your family has increased, your job may have changed, or you may have car loans and personal loans that are making it difficult for you to apply for a loan.

How much does it cost to change lenders?  Will I be charged any other fees? Will I be any better off financially by making the change?

Understanding the costs are very important, and weighing up the advantages of changing lenders.

Some lenders allow you to refinance up to 90% of the value of your home, which can assist when we’re consolidating your debts.

Questions About Mortgages?
We'll Put You On The Right Path!

With access to over 35 lenders we can help you find your perfect match whatever your situation.