5% Low Deposit Loans - Regional Areas

Looking to buy a property in a regional area, more space for you and the family with the possibility of adding a granny flat or small house for extended family in the future?

Are you an Australian Citizen and First Home Owner and would like to buy your property as an owner occupier in a more regional area?

Some qualifications will be:

  • Single Applicants $125k max income
  • Families $200k max income
  • Must have been living in the regional area for the last 12 months
  • Australian Citizen
  • First Home Owner

There are 10,000 places for the Regional Loans  under the First Home Loan Deposit Scheme which means a 5% Deposit, no Mortgage Insurance (Mortgage Insurance Paid by the Government). 

This Scheme can allow you to buy your own property with minimal deposit in your area. 

Available for:

  • House and Land Construction
  • Purchasing an Existing Home
  • Separate Land Purchase and Separate Builder
  • Off the Plan Purchases

Caps for the value of the property apply and differ from State to State

NSW $900K

VIC $800K

QLD $700K

If you would like to know more about your ability to buy your own home, please contact to discuss

Mobile: 0403 211 361

Email: hello@georgefinancialservices.com.au